Don’t have enough income to qualify for a home purchase or refinance? We can use a friend or family members income known as a Non-Occupying Co-Borrower to help you get approved. We offer solutions that work for you.
Advantages for Non-Occupant Co-Borrowers:
Occupying borrower is not required to have a minimum contribution to the monthly income
Occupying and non-occupying borrowers’ incomes are combined
Occupying and non-occupying borrowers’ debts are combined
Available on a variety of products: 30-Year/15-Year Fixed, 5/1 and 7/1 ARMS
Let’s find a loan that works for you.
Non-Occupant Co-Borrowers are Borrowers Who:
Do not occupy the subject property
Sign the mortgage deed of trust and note
Sign the mortgage deed of trust and note
Are family or have an established relationship with occupying borrower(s)
Have a principal residence in the United States unless they are military, active-duty serving overseas or a U.S. Citizen living abroad
Talk to us!
We’re here to help you every step of the way. Simply fill out our contact form and we will get back to you within 24-48 hours. Have A Question About Getting A Mortgage Or Refinance? Call Barry 312-896-2110