Don’t have enough income to qualify for a home purchase or refinance? We can use a friend or family members income known as a Non-Occupying Co-Borrower to help you get approved. We offer solutions that work for you.
Advantages for Non-Occupant Co-Borrowers:
- Occupying borrower is not required to have a minimum contribution to the monthly income
- Occupying and non-occupying borrowers’ incomes are combined
- Occupying and non-occupying borrowers’ debts are combined
- Available on a variety of products: 30-Year/15-Year Fixed, 5/1 and 7/1 ARMS
Let’s find a loan
that works for you.
Non-Occupant Co-Borrowers are Borrowers Who:
- Do not occupy the subject property
- Sign the mortgage deed of trust and note
- Sign the mortgage deed of trust and note
- Are family or have an established relationship with occupying borrower(s)
- Have a principal residence in the United States unless they are military, active-duty serving overseas or a U.S. Citizen living abroad