Don’t have enough income to qualify for a home purchase or refinance?  We can use a friend or family members income known as a Non-Occupying Co-Borrower to help you get approved.  We offer solutions that work for you. 

Advantages for Non-Occupant Co-Borrowers:

  • Occupying borrower is not required to have a minimum contribution to the monthly income
  • Occupying and non-occupying borrowers’ incomes are combined
  • Occupying and non-occupying borrowers’ debts are combined
  • Available on a variety of products: 30-Year/15-Year Fixed, 5/1 and 7/1 ARMS

Let’s find a loan
that works for you.

Non-Occupant Co-Borrowers are Borrowers Who:

  • Do not occupy the subject property
  • Sign the mortgage deed of trust and note
  • Sign the mortgage deed of trust and note
  • Are family or have an established relationship with occupying borrower(s)
  • Have a principal residence in the United States unless they are military, active-duty serving overseas or a U.S. Citizen living abroad

Talk to us!

We’re here to help you every step of the way. Simply fill out our contact form and we will get back to you within 24-48 hours. Have A Question About Getting A Mortgage Or Refinance? Call Barry 312-896-2110