Beating the Banks on Closing Costs and Interest Rates since 2002
Where BOOM You Are APPROVED In Ashburn Means Something
I'm Barry Sturner, President of TownStone Financial, Stop paying high closing costs, let us show you the Townstone low** and no closing cost** option plans. Plus a Pre-approval that is Guaranteed.***
TURN YOUR HOME EQUITY INTO CASH
Payoff high interest Credit Card Debt
Get Started With A Cash-Out Refinance
FIX IT UP
Buying or Refinancing a home that needs some Upgrades
With our Renovation Loan Programs you can purchase a home or refinance and receive funds for upgrades such as appliances and other home improvements.
READY TO BUY?
Downpayment programs as low as 1%
Rents are High, Rates Are Low, Act Now! Your don't need perfect credit or a large downpayment.
Make it Happen with a FHA Loan
FHA loans are a great way to Purchase a House
Why an FHA loan, Down Payments as low as 3.5%, great rates for lower credit scores.
LOANS FOR OUR HEROS
We Have the VA Experts You are Looking For
VA loans have so many advantages. Let our VA Experts streamline the process for you. Served in any of our Military Branches? Then a Zero down payment VA loan is the way to purchase a home. Need to pay off high credit card interest or student loans, a VA cash-out refinance could be the answer. RG a Navy Vet said "Don't waste your time with other companies that that don't know VA, call Townstone Now."
REVERSE MORTGAGE
LIVE IN YOUR HOUSE MORTGAGE FREE
Want the security of being able to live in your house without a mortgage payment, plus you can tap into the equity you have built up over the years.
Time to Leave Your Parents House
Student Loan Debt Holding You Back?
TownStone has the loan programs to get you out of your parents house. Your parents can Co-Sign the new mortgage. Let's Do it Today.

Whoever you make your mortgage payment to each month is not the best company to refinance with either is the bank that has your checking and savings accounts.  Contact Townstone and we will show you why we can help you lower your mortgage payment and get rid of mortgage insurance because your home has increased in value. Nobody beats Townstone, I guarantee it and I own the company. 

30- Year Fixed as low as

4.25%* Rates are at 6 to 8 month lows; 4.50%* APR

*Subject to change at anytime*

ZERO LOAN COST*

Ask us about our Zero and Low Closing Costs Options

fast & easy process

Need to Close Fast? Have your docs ready to go? We can close in 10 Business days.

Don't pay too much

We've been beating the Rocket and Your Bank Since 2002.

Receive a Boom You are Approved Pre-Approval Letter from an Actual Loan Officer Who Knows the Guidelines. Plus Receive Our Pre-Approval Guarantee which pays you $1000* if we don't come through for you on our letter.

*Restrictions Apply

Townstone has been Offering NO* and LOW Closing Cost Loan Options* since 2002. A Majority of our Refinances over the years have been NO Closing Costs.  There are no hidden costs on a NO Closing Cost Refinance, none of the fees are wrapped into your loan amount.   

Buying a house isn’t cheap.  That’s why at Townstone we want to help you keep some  Extra Cash in your pocket to help decorate your new home. Let Townstone give you a closing credit to cover your  appraisal, credit report, lender’s title policy and possibly other fees which will generally save you $1,000-$1,300 depending on your loan amount.     

*Restrictions apply, Low and No Closing costs options do not include interest, any type of mortgage insurance, taxes, insurance and certain other closing costs that may arise. 

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Find Loan Products We Offer

FIRST-TIME HOMEBUYER

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30, 20, 15 AND 10 YEAR FIXED RATE LOANS

FHA LOANS

REVERSE MORTGAGES

ADJUSTABLE RATE MORTGAGES​

SELF EMPLOYED LOANS

LOWER CREDIT SCORES

Request A Call Back

Every Mortgage Is Different

There’s no one size fits all mortgage. We are here to answer your questions and find the best loan to fit your needs.

 

 

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Fast & Easy Application Process

Have A Question About Getting A Mortgage Or Refinance? Call Barry 312-896-2110

Don’t Overpay The Big Banks. Nobody beats Townstone on closing costs and interest rates. Get a fast quote now. 

Talk to us!

We’re here to help you every step of the way. Simply fill out our contact form and we will get back to you within 24-48 hours. Have A Question About Getting A Mortgage Or Refinance? Call Barry 312-896-2110