New affordable lending program announcement: Minimum 1% down payment program now available. 2% Grant from our lender partner, no Mortgage Insurance paid by borrower, Area Median Income (AMI) Requirements (call for income details) Max loan amount $350,000. Do not need to be a first time home buyer.
Whoever you make your mortgage payment to each month is not the best company to refinance with either is the bank that has your checking and savings accounts. Contact Townstone and we will show you why we can help you lower your mortgage payment and get rid of mortgage insurance because your home has increased in value. Nobody beats Townstone, I guarantee it and I own the company.
LOW LOAN COST*
Ask us about our Low Closing Costs Options
fast & easy process
Need to Close Fast? Have your docs ready to go? We can close in 10 Business days.
Don't pay too much
We've been beating the Rocket and Your Bank Since 2002.
Receive a Boom You are Approved Pre-Approval Letter from an Actual Loan Officer Who Knows the Guidelines. Plus Receive Our Pre-Approval Guarantee which pays you $1000* if we don't come through for you on our letter.
*Restrictions Apply
Townstone has been Offering LOW Closing Cost Loan Options* since 2002. A Majority of our Refinances over the years have been LOW Closing Costs. There are no hidden costs on a LOW Closing Cost Refinance, none of the fees are wrapped into your loan amount. Â
Buying a house isn’t cheap. That’s why at Townstone we want to help you keep some Extra Cash in your pocket to help decorate your new home. Let Townstone give you a closing credit to cover your appraisal, credit report, lender’s title policy and possibly other fees which will generally save you $1,000-$1,300 depending on your loan amount.  Â
*Restrictions apply, Low Closing costs options do not include interest, any type of mortgage insurance, taxes, insurance and certain other closing costs that may arise.Â
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FIRST-TIME HOMEBUYER
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30, 20, 15 AND 10 YEAR FIXED RATE LOANS
FHA LOANS
VA LOANS
REVERSE MORTGAGES
ADJUSTABLE RATE MORTGAGES​
SELF EMPLOYED LOANS
LOWER CREDIT SCORES
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Every Mortgage Is Different
There’s no one size fits all mortgage. We are here to answer your questions and find the best loan to fit your needs.
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Fast & Easy Application Process
Have A Question About Getting A Mortgage Or Refinance? Call Barry 312-896-2110
Don’t Overpay The Big Banks. Nobody beats Townstone on closing costs and interest rates. Get a fast quote now.Â