BREAKDOWN YOUR CREDIT SCORE

HELPFUL HABITS TO INCREASE YOUR CREDIT SCORE

300-649
POOR

650-699
FAIR

700-749
GOOD

750-850
EXCELLENT

Ways to improve your Score

  • Pay all bills on-time
  • Don’t apply for too many credit lines
  • Don’t max credit cards
  • Hang on to older credit lines

What makes up your Score

  • 35% Payment Hostory
  • 30% Amounts Owed
  • 15% Length of Credit History
  • 10% New Credit Inquiries
  • 10% Types of Credit

Talk to us!

We’re here to help you every step of the way. Simply fill out our contact form and one of our Expert Loan Officers will get back to you quickly. Have A Question About A Home Purchase, Reverse Mortgage, or Refinance? Call Townstone at 312-896-2110