Purchase Home Ready-Low Downpayment Loan Program

The HomeReady® Mortgage Program was designed to make it easier to purchase a home if you don’t have a lot of money for a down payment or perfect credit. 

Program Highlights:

  • 620 minimum FICO
  • Low down payment as little as 3%
  • Flexible source of down payment allowed
  • Flexible source of household income allowed
  • Homeowner education is required - purchase only
  • No requirement for the borrower(s) to be a First Time Homebuyer

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Talk to us!

We’re here to help you every step of the way. Simply fill out our contact form and one of our Expert Loan Officers will get back to you quickly. Have A Question About A Home Purchase, Reverse Mortgage, or Refinance? Call Townstone at 312-896-2110