Required Documents

The following information/documentation will be required to complete your loan application. Here’s a handy checklist to help you start collecting these important items:

YOUR RESIDENCE HISTORY

  • Previous addresses for the last 2 years and how long you lived at each location
  • If you currently rent, your landlord’s name, address and telephone number to verify the most recent 12 month rental history

YOUR EMPLOYMENT HISTORY

  • Names and addresses for all employers in the last 2 years
  • Dates of employment for each employer
  • Letter explaining any gaps in your employment in the last 2 years
  • Pay stubs for the last 30 days
  • Most recent 2 years W2s
  • Most recent 2 years W2s
  • Most recent 2 years 1040s
  • Year-to-date profit and loss statement and current balance sheet (if self employed)
  • Award letter and copy of most recent check for retirement, Social Security, or disability income

SAVINGS, CHECKING,  & INVESTMENT ACCOUNTS

  • Checking/Savings Accounts: 2 most recent monthly statements
  • Stocks/Mutual Funds: 2 most recent monthly statements
  • 401K/Retirement Accounts: Most recent quarterly statements

MISCELLANEOUS

(if applicable)
  • Complete Bankruptcy papers, including discharge
  • Complete Divorce papers
  • Driver’s License

ADDITIONAL INFORMATION

(if Refinancing)
  • Copy of most recent property tax bill
  • Copy of most recent homeowner’s insurance bill
  • Copy of most recent mortgage statement or coupon book

Talk to us!

We’re here to help you every step of the way. Simply fill out our contact form and one of our Expert Loan Officers will get back to you quickly. Have A Question About A Home Purchase, Reverse Mortgage, or Refinance? Call Townstone at 312-896-2110