We were looking to take advantage of the low-interest rates and refi our home. We shopped around and the closing cost was just too tough to swallow and the service was very scriptive. I decided to call Townstone and was put in touch with Alec. He was extremely professional, informative and helpful. The process was pretty painless and we were able to reduce our mortgage from 30 to 15 years with no major increase in payments and no closing.